FAQs
Are Habitat for Humanity homes FREE?
No. All Habitat for Humanity homeowners pay a small down payment when they have completed the program, and all Habitat for Humanity homeowners will pay an affordable monthly mortgage loan payment until the home is paid in full, usually after 20 to 30 years.
Why aren't the homes free? I thought Habitat homes were built with donated money, materials, and volunteer labor.
Are Habitat for Humanity homes available for rent?
Does Habitat for Humanity provide emergency housing/shelter?
Does Habitat for Humanity do FREE home repairs?
When and where are the Home Ownership Information Sessions held?
We will announce on both our website and our Facebook page when we will be holding the next Home Ownership Information Sessions.
If I tell you how much money I make, can you tell me if I qualify for a Habitat house?
If I tell you how much money I make, can you tell me how much my house payment with Habitat would be?
I know nothing about building a home. How am I going to be able to help on a job site?
Who can help with my sweat equity hours?
Each Partner Family must contribute a total of 500 “Sweat Equity” hours prior to the sale of the home to the family. The first 100 hours must be completed by the Partner Family themselves before construction will begin, and the Partner Family must also contribute 100 hours themselves toward the construction of their house. If the Partner Family includes 2 adults, a total of 300 hours out of the 500 hours must be completed by the Partner Family themselves, and the remaining 200 hours may be contributed by extended family & friends. When there is only 1 adult in the Partner Family, a total of 200 hours out of the 500 hours must be completed by the Partner Family themselves, so 300 hours may be contributed by extended family & friends. Children in the Partner Family must be at least 16 years old to contribute sweat equity hours on the construction site or at Habitat’s ReStore, and at least 1 adult from the Partner Family must also be present as supervision. However, younger Partner Family children are also able to contribute sweat equity hours other ways such as earning good grades in school.
Will I immediately be able to move into my house when my hours and classes are complete?
Are pets allowed?
If you have any additional questions, feel free to contact us via our online form.
Great people!! I have nothing but the utmost respect for this organization and its workers and volunteers.
~ James McDonald
Smithville, TN